Capital Gains Tax for Aussie Expats Explained | What You Really Need to Know
Worried about selling property in Australia while you’re living overseas? Confused about how Capital Gains Tax (CGT) really works for expats?
In Episode 1 of our Expat Education Series, Aussie Expat Home Loans founder Tim Raes sits down with Tristan Perry (Managing Director, Tax & Accounting RP Private) to break down exactly how capital gains tax applies when you’re an Australian non-resident for tax purposes.
We explain:
✅ The real differences between resident and non-resident CGT rules
✅ Why you lose the 50% CGT discount while offshore
✅ How the Principal Place of Residence (PPR) exemption works (and when you lose it)
✅ The 6-year absence rule explained clearly
✅ Common mistakes expats make with valuations and timing
✅ How owning an investment property offshore affects your CGT discount when you return
✅ The scary reality of non-resident tax rates
Whether you're planning to sell your Aussie home, buy a future family home while offshore, or just want to avoid an unexpected tax bill, this episode is packed with practical detail in plain English.
📌 Key takeaway: When you live overseas, the ATO wants as much tax as possible. But with good planning and advice, you can minimize surprises when you sell.
🌏 Need help planning your next property move?
✅ Talk to the team: https://www.aexphl.com/
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