ABOUT

Who we are

Aussie Expat Home Loans was founded on a simple goal - to ensure that Australian Expats achieve the best home loan deals they can.

Borrowing as an expat can be tough, but we are here to provide you with expert guidance and advice to help navigate that process as easily as possible.

Each bank in Australia has its own set of rules and policies for assessing applicants living offshore.  Some will accept your bonus income while others won’t.  Others may shade your overseas income more harshly than the others.  Our job is to find the bank that suits your situation, and ensure you get the best deal tailored to your needs.

TIM RAES
DIRECTOR

My name is Tim, and I am the founder of
Aussie Expat Home Loans.

I spent 12 years working for a big 4 Australian Bank, and was lucky enough to spend my final year (2017) working in Singapore, helping Expats finance Australian Property back home. 

2017 was the year that the major Australian Banks pulled out of Asia, and I started to hear more and more stories from my clients and friends about how difficult it was for them to get loans for their Australian property purchases. I decided I wanted to help do something about it, and from here Aussie Expat Home Loans was born. 

I founded Aussie Expat Home Loans with a simple goal - to ensure that Australian Expats were getting the best home loan deals they could.  

I am still based in Singapore living the expat dream, and being able to explain Expat life first hand means I am able to find better rates and deals that others can't.

If you have purchased or are looking to purchase Australian property, or would like to review your existing loan structures to ensure you're getting the best rates, I'd love the opportunity to be able to help you. 

Please feel free to reach out to me below or book an appointment in my calendar above.

SIN: +65 8479 3873
AUS: +61 403 961 627
tim@aexphl.com

We are on the ground, living the same Expat experience as you.
We can help by:

Meeting with you either in person or through video conferencing, to gain an understanding of you and your property goals
Complete an initial review to work out your borrowing capacity, and review with our panel of lenders to see who will provide the best deal.  This includes negotiating the best interest rates for you
Help you to take care of all the paperwork and application processing with the lender, to help make your purchase or refinance as stress free as possible

we believe in

  • Putting you, the client, at the centre of all of our recommendations;
  • Honest, upfront advice
  • Being a connector and supporting the greater Expat community

We believe in

Honest, Upfront advice
that is tailored to you
Putting you, the client,
at the centre of all of
our recommendations
Being a connector and
supporting the greater
Expat community