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Why property price growth is so varied throughout Australia

The Australian property market is growing briskly right now and has grown significantly since the pandemic. But the city-by-city performance has been more varied.

Borrowing with less than 20% deposit

While it’s often said you need a 20% deposit to qualify for a home loan, a significant number of borrowers are securing mortgages with smaller deposits, according to the latest data from APRA, the banking regulator.

How to get your SMSF tax return right

If you're one of the many Australians who've purchased a property through a self-managed superannuation fund (SMSF), the Australian Taxation Office (ATO) has provided valuable guidance about how to file your annual tax return.

Treasury's new plan: lower home loan rates and higher savings for consumers

The federal government has unveiled a series of reforms to the banking sector, which aim to help consumers access lower home loan rates and higher savings accounts rates.

Refinancing FAQs for Australian Expats: Expert Insights by Aussie Expat Home Loans

Expat Australians with fixed-rate home loans expiring in 2024 are looking at the impact of interest rate rises on monthly repayments and refinancing options.

Why rents in Australia are expected to keep rising

It’s a question on many Aussies minds: will rents keep rising? Australia's rental market continues to see rents surge in major cities and indications point towards a continued upward trend throughout 2024.

Should I buy a house in Australia now or wait for mortgage rates to go down? - expert insights.

Several experts anticipate the Reserve Bank will begin lowering interest rates in the fourth quarter of 2024. So, if you want to enter the market, should you buy now or wait for mortgage rates to go down?

Home Loans in Australia: Options, Requirements and Comparisons

Are you looking to purchase a property in Australia? If so, you’ll likely need to take out a home loan and are looking for tips as a first-time borrower. By the end of this article, you should understand how home loans work in Australia and what factors you need to consider when taking out a loan.

Australian Expat Home Loans: Five Things You Must Know

So you're an Australian citizen living overseas with a good job, earning a high income, and with cash to invest in a property. Australian banks should be crawling over themselves to lend to you, right? The answer is not always the case. Australian expat mortgages can be tricky. This post will provide valuable insights on five key things you must know about Australian expat home loans. Knowing these aspects will help you navigate the home loan application process and make informed decisions before your property purchase.

Housing Interest Rate in Australia: A Quick Guide

When it comes to buying a home in Australia, home loan interest rates are one of the key factors that expat borrowers need to consider when taking out a loan. This article will provide a quick guide to understanding home loan interest rates in Australia, including the types of interest rates available, how interest-only loans work, and how to find the best home loan interest rates.

Minimum Deposit for a Home Loan in Australia: How to Prepare

When you're overseas, it's every expat's goal to come back to Australia in a comfortable position, and part of this comfort is having a a house to move back into and not joining the ultra-competitive rental market. The question that most expats then have is: How much do I need to save to ensure I can afford the house I want? This article helps to break down the different considerations of saving for your minimum deposit for a home loan in Australia.

How Much Can I Borrow for a Home Loan in Australia?

Buying a house is a big investment and a decision that you must plan wisely for. Part of that decision is working out your mortgage options and how much you can borrow. Lenders assess your borrowing power to know the amount you can borrow, and this is based on several factors, such as your income, expenses, existing debts, and other financial obligations. In this article, we will explore how lenders generally calculate borrowing power, the factors that affect it, and how you can increase your borrowing power to maximise your chances of securing a home loan in Australia.

Cheapest Home Loan Interest Rates in Australia: How to Get Them

Buying a home is one of the biggest financial investments most people make. It's a long-term commitment that requires careful planning and consideration. The home loan rate is one of the most critical factors when purchasing a home. It's crucial to secure a cheap home loan rate to reduce the overall cost, which can save borrowers thousands of dollars over the life of the loan. This article will discuss getting the cheapest home loan rates in Australia. We'll explore the different options and strategies that can help you secure a low-interest-rate loan and look at the potential risks and benefits of low-interest-rate loans.

Home Loans in Australia: Options, Requirements and Comparisons

Australian Expat Home Loans: Five Things You Must Know

Housing Interest Rate in Australia: A Quick Guide
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Minimum Deposit for a Home Loan in Australia: How to Prepare

How Much Can I Borrow for a Home Loan in Australia

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