For the vast majority of home loans, we do not charge you any brokerage fee. Our consulting and brokering services are typically free for standard residential and investment property loans – this applies equally to Australian expat clients. In almost all cases, we’re paid by the lender (bank) after your loan is settled, so you don’t have to pay us out of pocket. Only in very rare circumstances – such as extremely complex lending scenariosor certain short-term/bridging loans – would a fee be discussed, and this would always be disclosed upfront.