Yes, Australianexpats (citizens or permanent residents living overseas) are generally eligible for home loans in Australia. Being an Aussie living abroad does not disqualify you from borrowing – in fact, many Australian banks and lender sactively lend to expats. That said, expat borrowers are assessed under non-residentlending criteria, which can be a bit stricter than for residents. Eachlender has its own policy for expatriate applicants. Most require that you are an Australian citizen or hold permanent residency; if so, you usually won’t need Foreign Investment Review Board approval to buy property back home (moreon FIRB later). From a lending perspective, as long as you have stable incomeand a healthy financial profile, you can obtain a home loan to purchase aproperty in Australia or refinance an existing loan while overseas. Using an expat mortgage specialist (like AEXPHL) is beneficial because we know which banks lend to non-resident Australians and what conditions apply. In summary, Australianexpats can absolutely borrow in Australia – the key is meeting the bank’s criteria and selecting a lender that is comfortable with your expat status.