Recent Blogs

Rents keep climbing, but pace is easing

Over the past five years, property investors in Australia have seen significant gains, with the national median rent increasing by 39.7%. However, in July, rent growth slowed to just 0.1%, marking the slowest pace since 2020, according to CoreLogic. While rental prices are still on the rise, the growth rate is beginning to ease across the country.

3 September 2024
Property investors very active in the market

Home loan volumes have significantly increased over the past year, especially among investors. Investors committed to $10.67 billion of mortgages in May, according to the latest data from the Australian Bureau of Statistics. That was 29.5% higher than the year before.

20 August 2024
New vendor data shows interesting sales trends

Record property prices are proving to be good news for vendors, with 94.3% of all vendors in the March quarter selling their home for more than they'd originally paid, according to CoreLogic. That was the fourth consecutive quarterly increase and the highest share since 2010.

13 August 2024

Home Loan Essentials

Minimum Deposit for a Home Loan in Australia: How to Prepare

When you're overseas, it's every expat's goal to come back to Australia in a comfortable position, and part of this comfort is having a a house to move back into and not joining the ultra-competitive rental market. The question that most expats then have is: How much do I need to save to ensure I can afford the house I want? This article helps to break down the different considerations of saving for your minimum deposit for a home loan in Australia.

How Much Can I Borrow for a Home Loan in Australia?

Buying a house is a big investment and a decision that you must plan wisely for. Part of that decision is working out your mortgage options and how much you can borrow. Lenders assess your borrowing power to know the amount you can borrow, and this is based on several factors, such as your income, expenses, existing debts, and other financial obligations. In this article, we will explore how lenders generally calculate borrowing power, the factors that affect it, and how you can increase your borrowing power to maximise your chances of securing a home loan in Australia.

Housing Interest Rate in Australia: A Quick Guide

When it comes to buying a home in Australia, home loan interest rates are one of the key factors that expat borrowers need to consider when taking out a loan. This article will provide a quick guide to understanding home loan interest rates in Australia, including the types of interest rates available, how interest-only loans work, and how to find the best home loan interest rates.

Market Trends & Insights

How Aussie Banks Are Stepping Up to Support Borrowers in Tough Times

If you’re an Australian expat navigating life abroad, the last thing you need is uncertainty around your finances back home. Whether you’re living in Singapore, Hong Kong, Dubai, or beyond, staying on top of your Australian mortgage from overseas isn’t always straightforward - especially during times of personal or financial stress.

25 September 2025
Is It Time to Reassess Your Home Loan? Key Questions for Expats Abroad

In a lending market that’s moving in different directions at once, it's easy to assume that lower rates elsewhere mean it’s time to refinance. But for many expats, the smarter move might not be switching lenders — it’s simply getting clear on where you stand.

15 September 2025
Reading Australian Inflation Headlines From Overseas

Jan 2026: Australia’s inflation jumps to 3.8%When you’re living overseas, Australian headlines can be surprisingly hard to interpret.Inflation releases are a good example.From Asia, a single CPI number can sound like a decisive moment. Markets move quickly. Commentary accelerates. Strong conclusions get drawn from a narrow slice of data.

Australia’s Property Market Is Brimming with Opportunity for Expats and Investors

Australia’s property market is evolving—and for Australian expatriates planning their return or building an investment portfolio, the outlook is promising. With government-backed initiatives driving affordability, high -growth regions gaining momentum, and a lending environment becoming more competitive, now is an exciting time to explore your options.

28 March 2025
Unlocking Exciting Opportunities: Australia's Emerging Property Hotspots for Expats in 2025

Australia's property market continues to evolve, creating new and exciting opportunities for expat investors. Historically, Sydney and Melbourne have been popular choices, but emerging regional areas are now capturing the attention of strategic investors seeking both affordability and strong growth potential. Recognizing these shifts early can significantly enhance your investment success.

24 March 2025

Strategy & Decision Making

Reading Australian Inflation Headlines From Overseas

Jan 2026: Australia’s inflation jumps to 3.8%When you’re living overseas, Australian headlines can be surprisingly hard to interpret.Inflation releases are a good example.From Asia, a single CPI number can sound like a decisive moment. Markets move quickly. Commentary accelerates. Strong conclusions get drawn from a narrow slice of data.

Average loan sizes and how to pay it off faster

The average borrower is taking out a $636,209 home loan, with loan sizes ranging significantly in specific states, based on mortgage data from the Australian Bureau of Statistics.

11 November 2024
Why “buy and hold” can be a lucrative strategy

About 20% of home owners bought their property in the past five years, CoreLogic has estimated. The data shows that 2021 was the most common year in which homes were last purchased, with 5.3% of all homes being bought in that year.

14 October 2024

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